Free tool

Boat ownership cost calculator (California)

Add up what it costs to keep your boat in California for a year: slip, insurance, DMV registration, the invasive mussel fee sticker, county property tax, hull cleaning, haul-outs and engine service. Enter your own numbers; published rates are shown as a guide where we have them. For the background, read the cost of keeping a boat.

Boat and slip

From your slip contract or your harbor’s published rate sheet. Leave blank if the boat lives on a trailer. Published harbor rates are listed below the calculator.

Electricity, liveaboard fee, parking, dock box, and similar.

Insurance, registration and tax

Your premium. We don't publish insurance estimates; ask your broker.

DMV renewal is $20 every two years, shown as $10 per year.

Adds the invasive mussel fee sticker: $42 for the two-year cycle when bought in an odd year ($21 in an even year), shown as $21 per year. Boats used only in salt water are exempt.

From your county assessor's notice or tax bill. Leave blank to skip property tax.

The rate on your county tax bill. It varies by county and district, so we don't assume one.

Maintenance

Published per-foot prices from 13 businesses in Southern California, Central California and the Bay Area work out to $51–$221 per cleaning for this length. See hull cleaning prices.

The haul and launch alone runs $374–$578 at published per-foot rates from 6 yards in Central California, the Bay Area and the Delta for this length; paint, prep and lay days are extra. See haul-out prices.

Copper bottom paint usually lasts about 2–3 years.

Fuel, repairs, gear, canvas, detailing.

$10.00 per year · $0.83 per month

Annual cost by item
ItemPer year
Slip and marina charges$0.00
Insurance$0.00
DMV registration renewal$20 every two years, shown per year$10.00
Hull cleaning$0.00
Engine service$0.00

Published slip rates by harbor

What harbors and marinas publish, as recorded on our harbor pages. Rates are written the way each harbor publishes them, so convert to dollars per foot per month before entering one above.

  • San Diego Bay (Port of San Diego) · Southern California

    The Port does not set slip rates; each marina does. Example: Kona Kai Marina publishes month-to-month permanent slips from $32/ft (30 ft) to $70/ft (100 ft), with no effective date, and lists liveaboard at $600/month. Kona Kai Marina, verified 2026-11-11

  • Dana Point Harbor · Southern California

    The Marina at Dana Point publishes a “Current Slip Rates” table (base rent plus an additional cost per foot; no billing period or effective date stated). Examples: 30 ft $936.30, 40 ft $1,768.00, 60 ft $3,551.40. Guest berths require proof of at least $500,000 vessel liability insurance. The Marina at Dana Point, verified 2026-11-11

  • Newport Harbor (Newport Beach) · Southern California

    The City publishes guest rates only: moorings $0.76/ft/night (onshore) and $1.53/ft/night (offshore); Marina Park guest slips $96/night (40 ft) and $133/night (55 ft). Private marinas set their own slip rates. City of Newport Beach, Harbor Department, verified 2026-11-11

  • Marina del Rey · Southern California

    The County does not publish anchorage slip rates (each anchorage is managed independently). Burton Chace Park guest docks: $1.25 per foot per night, up to 7 days in a 30-day period. LA County Department of Beaches & Harbors, verified 2026-11-11

  • Channel Islands Harbor · Southern California

    County-run slips at Cisco and Fisherman's Wharf: recreational $18.75 and commercial $16.25 per linear foot (a 40-ft recreational slip is $768.75); Small Boat Marina $335/month; guest docks $1.90/ft/day ($47 minimum). Effective July 1, 2026. County of Ventura Harbor Department (Channel Islands Harbor), verified 2026-11-11

  • Santa Barbara Harbor · Southern California

    Charged monthly per foot of boat or slip length, whichever is longer: 40-ft berth $16.65/ft, 50-ft $19.55/ft, 60-ft $21.25/ft. Visitors under 65 ft: $2.00/ft per night for nights 1–14, 28 nights maximum. Effective July 1, 2026. City of Santa Barbara Waterfront Department, verified 2026-11-11

  • Monterey Harbor · Central California

    FY27 monthly slip fees from the City's Master Fee Schedule, e.g. 25-ft slip $334, 30-ft $405, 40-ft $512, 50-ft $684. Rates are adjusted every July 1 by the Bay Area cost-of-living index. City of Monterey · City of Monterey, verified 2026-11-11

  • Moss Landing Harbor · Central California

    Assigned berths $10.20 per foot per month plus a $92.80 monthly amenity fee; temporary berths $15.62/ft/month; transient $1.35/ft/day (July 1, 2026). Moss Landing Harbor District, verified 2026-11-11

  • Santa Cruz Harbor · Central California

    South Harbor: single side $16.22/ft, double side $17.86/ft (monthly; no effective date shown on the page). Santa Cruz Port District, verified 2026-11-11

  • Pillar Point Harbor & Oyster Point Marina · San Francisco Bay Area

    Monthly, July 1, 2026 – June 30, 2027 (up 2.2%): Pillar Point 30 ft $365–$394, 40 ft $480–$506 depending on dock; Oyster Point 30 ft $313–$324, 40 ft $432–$444 (single vs double finger). San Mateo County Harbor District · San Mateo County Harbor District, verified 2026-11-11

  • South Beach Harbor · San Francisco Bay Area

    Monthly berthing rates effective through 12/31/2025, e.g. 30 ft $463.95, 38 ft $700.36, 50 ft $1,087.88; raised by CPI each January 1 from 2026. We found no 2026 rate sheet. Port of San Francisco, verified 2026-11-11

  • Clipper Yacht Harbor (Sausalito) · San Francisco Bay Area

    $15–$54 per foot of berth length depending on size and basin (no effective date shown). Clipper Yacht Harbor, verified 2026-11-11

  • Westpoint Harbor (Redwood City) · San Francisco Bay Area

    Effective January 1, 2026: 36 ft $450/month, 40 ft $525, 50 ft $750; 81–120 ft $26/ft. Tenants need $500,000 liability with the harbor as additional insured. Westpoint Harbor, verified 2026-11-11

  • Berkeley Marina · San Francisco Bay Area

    Adopted per-foot monthly rates: 30–39 ft $11.30 now, $11.64 from 7/1/2026, $11.99 from 7/1/2027; 40–49 ft $11.97 / $12.33 / $12.70 (plus an unmetered-power surcharge). City of Berkeley · City of Berkeley, verified 2026-11-11

  • Sacramento Marina · Delta & Rivers

    Monthly, effective January 1, 2026: 30 ft $381, 40 ft $541, 50 ft $719, plus electricity $12/month (under 40 ft) or $20/month (40 ft and up). City of Sacramento, verified 2026-11-11

How this works

  • Slip: rate per foot per month × boat length × 12, plus other monthly marina charges × 12.
  • DMV registration renewal: $20 every two years, so $10 per year. The original registration fee ($29) and late penalties aren’t included.
  • Invasive mussel fee sticker, for boats used in fresh water (including the Delta east of Chipps Island): $42 when bought in an odd year, covering the two-year cycle ($21 when first bought in an even year), so $21 per year. The new fee took effect on October 22, 2026. Boats used only in salt water are exempt.
  • Property tax: assessed value × the rate on your county tax bill.
  • Hull cleaning: cleanings per year × cost per cleaning.
  • Haul-out and bottom paint: one full cycle ÷ years between haul-outs. Copper bottom paint lasts about 2–3 years by manufacturers’ claims; non-biocide coatings 5–10 years.
  • Monthly = annual ÷ 12. Money is computed in whole cents.
  • Nothing you type leaves your browser; we remember your inputs on this device only.

We don’t estimate insurance premiums, property tax rates or USCG documentation fees: ask your broker, your county assessor, or the National Vessel Documentation Center.

Sources

  1. California DMV. Vessel registration fees and use tax (Agent's Handbook for Registration of Undocumented Vessels, §3.000). Accessed November 11, 2026
  2. California State Parks, Division of Boating and Waterways. California State Parks Announces Strengthened Mussel Sticker Program to Protect California Waterways (October 23, 2026). Accessed November 11, 2026
  3. Port of San Diego, LA County, DBW and California Coastal Commission. Recreational Boater's Guide to Using Hull Paint in California (2019). Accessed November 11, 2026
  4. Kona Kai Marina. Slip rates. Accessed November 11, 2026
  5. The Marina at Dana Point. Boat slips and leasing (current slip rates). Accessed November 11, 2026
  6. City of Newport Beach, Harbor Department. Harbor Fees (fees starting July 1, 2026) (July 1, 2026). Accessed November 11, 2026
  7. LA County Department of Beaches & Harbors. Marina del Rey Guest Docks. Accessed November 11, 2026
  8. County of Ventura Harbor Department (Channel Islands Harbor). Rates & Fees effective 7/1/2026 (July 1, 2026). Accessed November 11, 2026
  9. City of Santa Barbara Waterfront Department. FY27 Waterfront Rate and Fee Summary (effective July 1, 2026) (July 1, 2026). Accessed November 11, 2026
  10. City of Monterey. Master Fee Schedule FY2026/27 (2026). Accessed November 11, 2026
  11. City of Monterey. Harbor and marina rules, rates and facts. Accessed November 11, 2026
  12. Moss Landing Harbor District. Table 20.100 District Fee Schedule (revised July 1, 2026) (July 1, 2026). Accessed November 11, 2026
  13. Santa Cruz Port District. Moorage rates and fees. Accessed November 11, 2026
  14. San Mateo County Harbor District. Pillar Point Harbor rates and fees, July 1, 2026 – June 30, 2027 (July 1, 2026). Accessed November 11, 2026
  15. San Mateo County Harbor District. Oyster Point Marina rates and fees, July 1, 2026 – June 30, 2027 (July 1, 2026). Accessed November 11, 2026
  16. Port of San Francisco. South Beach Harbor Rules and Regulations (effective January 1, 2026; Resolution 25-84) (January 1, 2026). Accessed November 11, 2026
  17. Clipper Yacht Harbor. Rate sheets. Accessed November 11, 2026
  18. Westpoint Harbor. Fee schedule (effective January 1, 2026) (January 1, 2026). Accessed November 11, 2026
  19. City of Berkeley. Selected Marina Fee Increases (Council item 19, January 27, 2026) (January 27, 2026). Accessed November 11, 2026
  20. City of Berkeley. Annotated Agenda, City Council, January 27, 2026 (January 27, 2026). Accessed November 11, 2026
  21. City of Sacramento. Sacramento Marina rates and requirements (effective January 1, 2026) (January 1, 2026). Accessed November 11, 2026