Certificate of insurance request letter
Pick a harbor and this writes the request to your insurance broker: a certificate with the harbor as certificate holder, the additional-insured endorsement with the harbor's exact wording, and its published limits. Copy it, email it, or print it.
Your letter
[date] To: [broker name] Re: Certificate of insurance and additional-insured endorsement for Brickyard Cove Marina (Point Richmond) Hello, [business name] needs a certificate of insurance for Brickyard Cove Marina (Point Richmond) so we can work there. Our work at the harbor: [describe your work]. Please issue: 1. A certificate of insurance showing the certificate holder exactly as: [certificate holder name and address, as the harbor gives it] 2. The additional-insured endorsement page (not only a note on the certificate) naming exactly: Brickyard Cove Marina 3. General liability limits of at least $1,000,000 per occurrence, as the harbor requires. 4. Coverage for the harbor's other published requirements: - Proof of current workers' compensation If anything above isn't covered by our current policies, please tell me what it would take to add it. Thank you, [your name] [business name]
How this works
Harbors usually want two things from your broker: a certificate of insurance (often the ACORD 25 form), which the form itself says confers no rights on the certificate holder[1], and an additional-insured endorsement, which is what actually extends your policy to the harbor.[2] Some harbors, such as Ventura, want the endorsement page attached.[3]
For harbors in DockDash's vendor requirements data, the certificate holder, additional-insured wording, limits and other requirements are filled in from the harbor's published documents, with the source and the date we checked it. Where a harbor's documents disagree, the letter passes that note to your broker rather than picking one. For any other harbor, type in what the harbor gave you.
The letter is a request, not a contract or a legal document. Your broker decides what your policy can provide. Nothing you type is sent anywhere; "Open in my email app" just starts a draft in your own email program.
Sources
- New York State Department of Financial Services. ACORD 25 Certificate of Liability Insurance (sample form) (December 2025).
- Miller Nash LLP. Why you need more than just a certificate of insurance.
- Ventura Port District. Commercial Identification Cards.