First two years boat cost estimator
What a slip-kept boat in California costs in its first and second year with you, new or used. Hull cleaning, zincs and haul-outs come from rates California businesses publish; slip, insurance and repair quotes are yours. For the month-by-month plan behind it, read your first two years of boat ownership.
Your boat
Unknown? Enter 3: you'll budget a haul-out in year 1.
Fewer than three published rates in your region? We pool all regions and say so.
Your numbers
Quotes and rates only you can get. Leave blank to see the published lines on their own.
Your broker's quote. We don't estimate premiums.
A yard's quote for one job. The haul-out itself is priced from published rates.
No published California rate found; get quotes.
What the survey found, plus deferred maintenance.
Year 1
$1,290–$3,490
Year 2
$570–$2,400
Both years
$1,860–$5,890
Haul-out and bottom paint budgeted in year 1 (year 2 if the paint lasts to the long end of its life).
| Line | Low–high |
|---|---|
| Slip rent (your rate)12 months at your rate | Not entered |
| Insurance (your quote) | Not entered |
| DMV registration renewal$20 every two years, shown per year | $10 |
| California Boater Card1 × $10, once per operator | $10 |
| Hull cleaning12 cleanings16 published rates from 12 businesses, pooled from all regions: San Diego Dive Services, Aquarius Yacht Services, Cook Precision Diving, The Hull Master, CaliCoast Marine Services, Del Rey Divers, Bottoms Up Dive Service, May Day Yacht Service, Scrub a Dub Dive Service, Peninsula Dive Services, Bay City Dive, Poseidon Boat Services | $540–$2,340 |
| Zinc replacement (labor; anodes extra)2 zincs × 2 changes8 published rates from 8 businesses, pooled from all regions: San Diego Dive Services, Cook Precision Diving, The Hull Master, Bottoms Up Dive Service, May Day Yacht Service, Scrub a Dub Dive Service, Peninsula Dive Services, Poseidon Boat Services | $40–$100 |
| Annual engine service (your quote) | Not entered |
| Short haul for the survey2 published rates from 2 businesses, pooled from all regions: Santa Cruz Harbor Boatyard (Santa Cruz Port District), The Boat Yard at Grand Marina | $360–$480 |
| Pre-purchase survey (your quote)No published California rate found; get quotes | Not entered |
| Catch-up repairs (your budget) | Not entered |
| Haul-out (haul, wash, launch)Paint due at the short end of its life; it may last into year 27 published rates from 7 businesses, pooled from all regions: Santa Cruz Harbor Boatyard (Santa Cruz Port District), Berkeley Marine Center, Bethel Harbor, City of Morro Bay Harbor Department, The Boat Yard at Grand Marina, Helmut's Marine Service, Napa Valley Marina | $330–$550 |
| Bottom paint labor and materials (your quote)Paint due at the short end of its life; it may last into year 2 | Not entered |
| Line | Low–high |
|---|---|
| Slip rent (your rate)12 months at your rate | Not entered |
| Insurance (your quote) | Not entered |
| DMV registration renewal$20 every two years, shown per year | $10 |
| Hull cleaning12 cleanings16 published rates from 12 businesses, pooled from all regions: San Diego Dive Services, Aquarius Yacht Services, Cook Precision Diving, The Hull Master, CaliCoast Marine Services, Del Rey Divers, Bottoms Up Dive Service, May Day Yacht Service, Scrub a Dub Dive Service, Peninsula Dive Services, Bay City Dive, Poseidon Boat Services | $540–$2,340 |
| Zinc replacement (labor; anodes extra)2 zincs × 1 change8 published rates from 8 businesses, pooled from all regions: San Diego Dive Services, Cook Precision Diving, The Hull Master, Bottoms Up Dive Service, May Day Yacht Service, Scrub a Dub Dive Service, Peninsula Dive Services, Poseidon Boat Services | $20–$50 |
| Annual engine service (your quote) | Not entered |
How this works
Each year is a low–high range: the sum of the lines below. Published lines use the lowest and highest rate that applies to your boat's length and type in your region. When your region has fewer than three, we pool every region and label the line so; the line also names how many rates and which businesses it comes from. Your own numbers are added as entered.
- Hull cleaning = published price per visit for your length × cleanings for your paint, following state guidance: copper up to 12 a year (no more than once every 30 days), non-copper biocide 13–17 (every 3–4 weeks), non-biocide 13–26 (every 2–4 weeks). The guidance also suggests no cleaning for 90 days after painting, so a new boat's first year is planned with three months fewer. That is guidance, not law; your paint's label and your harbor's rules can differ.
- Zincs = published labor per zinc × zincs × changes: once a year, twice for outboards and sterndrives (salt water). A used boat gets one extra change in year 1, at purchase. Anode parts are extra and not included.
- Haul-out (haul, wash, launch) at published rates, in the year the paint is due at the short end of its life: copper 2–3 years, non-copper biocide up to 2, non-biocide 5–10 (manufacturer claims). A new boat starts with fresh paint. Bottom paint labor and materials are your quote.
- Used boats, year 1: a short haul for the survey at published rates, plus your survey fee and catch-up budget.
- Fees: DMV renewal $20 every two years and the mussel sticker ($42 per two-year cycle, fresh water only), shown per year as in the ownership cost calculator; a $10 Boater Card per operator in year 1.
- Money is computed in whole cents and shown rounded to the dollar.
- Nothing you type leaves your browser; we remember your inputs on this device only.
Not included: the purchase, sales or use tax, title and original registration fees, property tax, lay days, anode parts, fuel, gear and repairs you haven't entered. Insurance, surveys and engine service have no published California rate in our data; enter your quotes.
Sources
- Port of San Diego, LA County Beaches & Harbors, Division of Boating and Waterways, Coastal Commission. Recreational Boater's Guide to Using Hull Paint in California (2019).
- California Coastal Commission. Boat Hull Cleaning and Hull Coating Selection: Water Quality Factsheet (rev. Dec 2019) (December 2019).
- BoatUS. Boat Corrosion Protection With Anodes (February 2017).
- California State Parks, Division of Boating and Waterways. California Boater Card: FAQ (card and replacement fees).
- California DMV. Vessel registration fees and use tax (Agent's Handbook for Registration of Undocumented Vessels, §3.000).
- California State Parks, Division of Boating and Waterways. California State Parks Announces Strengthened Mussel Sticker Program to Protect California Waterways (October 23, 2026).
- Yamaha Outboards. Maintenance Matters (outboard service intervals).
- Santa Cruz Harbor Boatyard (Santa Cruz Port District). Santa Cruz Port District FY27 Fee Schedule - Boatyard (2026).
- Napa Valley Marina. Boat Yard - Napa Valley Marina.
- Berkeley Marine Center. Yard Rates - Berkeley Marine Center.
- Bethel Harbor. Boat Yard - Bethel Harbor.
- City of Morro Bay Harbor Department. City of Morro Bay Schedule of User and Regulatory Fees and Charges (Effective July 1, 2026) (July 1, 2026).
- The Boat Yard at Grand Marina. Services and Rates - The Boat Yard at Grand Marina.
- Helmut's Marine Service. Helmut's Marine Service - Service.
- San Diego Dive Services. San Diego Dive Services.
- Aquarius Yacht Services. Services – Aquarius.
- Cook Precision Diving. Affordable Boat Hull Cleaning in San Diego - 24/7 Service — Cook Precision Diving.
- Cook Precision Diving. One-Time Hull Cleaning — Cook Precision Diving.
- The Hull Master. Hull Cleaning Prices - The Hull Master.
- CaliCoast Marine Services. Boat Hull Cleaning San Diego | CaliCoast Marine Services.
- Del Rey Divers. boat bottom cleaning marina del rey california.
- Del Rey Divers. Powerboats - Bottom cleaning prices for Marina Del Rey ( MDR ) - Del Rey Divers.
- Del Rey Divers. Sailboats - Bottom cleaning prices for Channel Islands and Ventura Harbor - Del Rey Divers.
- Del Rey Divers. Powerboats - Bottom cleaning prices for Channel Islands and Ventura Harbor - Del Rey Divers.
- Del Rey Divers. Boat Bottom Cleaning - Hull Cleaning - Marina del Rey - MDR.
- Bottoms Up Dive Service. Bottoms Up - Complete Hull Maintenance.
- May Day Yacht Service. Professional Hull Cleaning in Huntington Beach.
- Scrub a Dub Dive Service. Scrub a Dub Dive Service - Hull Cleaning.
- Peninsula Dive Services. Peninsula Dive Services - Underwater Services.
- Bay City Dive. HULL CLEANING PRICING | Bay City Dive.
- LH Marine (Lowell Harrison). Hull Cleaning | Hull Cleaning Dive Service | San Francisco Bay Area.
- Poseidon Boat Services. Pricing — Poseidon.
- Cook Precision Diving. Zinc Replacement Service - Cook Precision Diving — Cook Precision Diving.
- The Hull Master. Zincs - The Hull Master.