Free tool

First two years boat cost estimator

What a slip-kept boat in California costs in its first and second year with you, new or used. Hull cleaning, zincs and haul-outs come from rates California businesses publish; slip, insurance and repair quotes are yours. For the month-by-month plan behind it, read your first two years of boat ownership.

Your boat

ft
yrs

Unknown? Enter 3: you'll budget a haul-out in year 1.

Fewer than three published rates in your region? We pool all regions and say so.

Your numbers

Quotes and rates only you can get. Leave blank to see the published lines on their own.

/ ft / mo

Your broker's quote. We don't estimate premiums.

A yard's quote for one job. The haul-out itself is priced from published rates.

No published California rate found; get quotes.

What the survey found, plus deferred maintenance.

Year 1

$1,290–$3,490

Year 2

$570–$2,400

Both years

$1,860–$5,890

Haul-out and bottom paint budgeted in year 1 (year 2 if the paint lasts to the long end of its life).

Year 1, line by line
LineLow–high
Slip rent (your rate)12 months at your rateNot entered
Insurance (your quote)Not entered
DMV registration renewal$20 every two years, shown per year$10
California Boater Card1 × $10, once per operator$10
Hull cleaning12 cleanings16 published rates from 12 businesses, pooled from all regions: San Diego Dive Services, Aquarius Yacht Services, Cook Precision Diving, The Hull Master, CaliCoast Marine Services, Del Rey Divers, Bottoms Up Dive Service, May Day Yacht Service, Scrub a Dub Dive Service, Peninsula Dive Services, Bay City Dive, Poseidon Boat Services$540–$2,340
Zinc replacement (labor; anodes extra)2 zincs × 2 changes8 published rates from 8 businesses, pooled from all regions: San Diego Dive Services, Cook Precision Diving, The Hull Master, Bottoms Up Dive Service, May Day Yacht Service, Scrub a Dub Dive Service, Peninsula Dive Services, Poseidon Boat Services$40–$100
Annual engine service (your quote)Not entered
Short haul for the survey2 published rates from 2 businesses, pooled from all regions: Santa Cruz Harbor Boatyard (Santa Cruz Port District), The Boat Yard at Grand Marina$360–$480
Pre-purchase survey (your quote)No published California rate found; get quotesNot entered
Catch-up repairs (your budget)Not entered
Haul-out (haul, wash, launch)Paint due at the short end of its life; it may last into year 27 published rates from 7 businesses, pooled from all regions: Santa Cruz Harbor Boatyard (Santa Cruz Port District), Berkeley Marine Center, Bethel Harbor, City of Morro Bay Harbor Department, The Boat Yard at Grand Marina, Helmut's Marine Service, Napa Valley Marina$330–$550
Bottom paint labor and materials (your quote)Paint due at the short end of its life; it may last into year 2Not entered
Year 2, line by line
LineLow–high
Slip rent (your rate)12 months at your rateNot entered
Insurance (your quote)Not entered
DMV registration renewal$20 every two years, shown per year$10
Hull cleaning12 cleanings16 published rates from 12 businesses, pooled from all regions: San Diego Dive Services, Aquarius Yacht Services, Cook Precision Diving, The Hull Master, CaliCoast Marine Services, Del Rey Divers, Bottoms Up Dive Service, May Day Yacht Service, Scrub a Dub Dive Service, Peninsula Dive Services, Bay City Dive, Poseidon Boat Services$540–$2,340
Zinc replacement (labor; anodes extra)2 zincs × 1 change8 published rates from 8 businesses, pooled from all regions: San Diego Dive Services, Cook Precision Diving, The Hull Master, Bottoms Up Dive Service, May Day Yacht Service, Scrub a Dub Dive Service, Peninsula Dive Services, Poseidon Boat Services$20–$50
Annual engine service (your quote)Not entered

How this works

Each year is a low–high range: the sum of the lines below. Published lines use the lowest and highest rate that applies to your boat's length and type in your region. When your region has fewer than three, we pool every region and label the line so; the line also names how many rates and which businesses it comes from. Your own numbers are added as entered.

  • Hull cleaning = published price per visit for your length × cleanings for your paint, following state guidance: copper up to 12 a year (no more than once every 30 days), non-copper biocide 13–17 (every 3–4 weeks), non-biocide 13–26 (every 2–4 weeks). The guidance also suggests no cleaning for 90 days after painting, so a new boat's first year is planned with three months fewer. That is guidance, not law; your paint's label and your harbor's rules can differ.
  • Zincs = published labor per zinc × zincs × changes: once a year, twice for outboards and sterndrives (salt water). A used boat gets one extra change in year 1, at purchase. Anode parts are extra and not included.
  • Haul-out (haul, wash, launch) at published rates, in the year the paint is due at the short end of its life: copper 2–3 years, non-copper biocide up to 2, non-biocide 5–10 (manufacturer claims). A new boat starts with fresh paint. Bottom paint labor and materials are your quote.
  • Used boats, year 1: a short haul for the survey at published rates, plus your survey fee and catch-up budget.
  • Fees: DMV renewal $20 every two years and the mussel sticker ($42 per two-year cycle, fresh water only), shown per year as in the ownership cost calculator; a $10 Boater Card per operator in year 1.
  • Money is computed in whole cents and shown rounded to the dollar.
  • Nothing you type leaves your browser; we remember your inputs on this device only.

Not included: the purchase, sales or use tax, title and original registration fees, property tax, lay days, anode parts, fuel, gear and repairs you haven't entered. Insurance, surveys and engine service have no published California rate in our data; enter your quotes.

Sources

  1. Port of San Diego, LA County Beaches & Harbors, Division of Boating and Waterways, Coastal Commission. Recreational Boater's Guide to Using Hull Paint in California (2019). Accessed November 11, 2026
  2. California Coastal Commission. Boat Hull Cleaning and Hull Coating Selection: Water Quality Factsheet (rev. Dec 2019) (December 2019). Accessed November 11, 2026
  3. BoatUS. Boat Corrosion Protection With Anodes (February 2017). Accessed November 11, 2026 · secondary source
  4. California State Parks, Division of Boating and Waterways. California Boater Card: FAQ (card and replacement fees). Accessed November 11, 2026
  5. California DMV. Vessel registration fees and use tax (Agent's Handbook for Registration of Undocumented Vessels, §3.000). Accessed November 11, 2026
  6. California State Parks, Division of Boating and Waterways. California State Parks Announces Strengthened Mussel Sticker Program to Protect California Waterways (October 23, 2026). Accessed November 11, 2026
  7. Yamaha Outboards. Maintenance Matters (outboard service intervals). Accessed November 11, 2026
  8. Santa Cruz Harbor Boatyard (Santa Cruz Port District). Santa Cruz Port District FY27 Fee Schedule - Boatyard (2026). Accessed November 11, 2026
  9. Napa Valley Marina. Boat Yard - Napa Valley Marina. Accessed November 11, 2026
  10. Berkeley Marine Center. Yard Rates - Berkeley Marine Center. Accessed November 11, 2026
  11. Bethel Harbor. Boat Yard - Bethel Harbor. Accessed November 11, 2026
  12. City of Morro Bay Harbor Department. City of Morro Bay Schedule of User and Regulatory Fees and Charges (Effective July 1, 2026) (July 1, 2026). Accessed November 11, 2026
  13. The Boat Yard at Grand Marina. Services and Rates - The Boat Yard at Grand Marina. Accessed November 11, 2026
  14. Helmut's Marine Service. Helmut's Marine Service - Service. Accessed November 11, 2026
  15. San Diego Dive Services. San Diego Dive Services. Accessed November 11, 2026
  16. Aquarius Yacht Services. Services – Aquarius. Accessed November 11, 2026
  17. Cook Precision Diving. Affordable Boat Hull Cleaning in San Diego - 24/7 Service — Cook Precision Diving. Accessed November 11, 2026
  18. Cook Precision Diving. One-Time Hull Cleaning — Cook Precision Diving. Accessed November 11, 2026
  19. The Hull Master. Hull Cleaning Prices - The Hull Master. Accessed November 11, 2026
  20. CaliCoast Marine Services. Boat Hull Cleaning San Diego | CaliCoast Marine Services. Accessed November 11, 2026
  21. Del Rey Divers. boat bottom cleaning marina del rey california. Accessed November 11, 2026
  22. Del Rey Divers. Powerboats - Bottom cleaning prices for Marina Del Rey ( MDR ) - Del Rey Divers. Accessed November 11, 2026
  23. Del Rey Divers. Sailboats - Bottom cleaning prices for Channel Islands and Ventura Harbor - Del Rey Divers. Accessed November 11, 2026
  24. Del Rey Divers. Powerboats - Bottom cleaning prices for Channel Islands and Ventura Harbor - Del Rey Divers. Accessed November 11, 2026
  25. Del Rey Divers. Boat Bottom Cleaning - Hull Cleaning - Marina del Rey - MDR. Accessed November 11, 2026
  26. Bottoms Up Dive Service. Bottoms Up - Complete Hull Maintenance. Accessed November 11, 2026
  27. May Day Yacht Service. Professional Hull Cleaning in Huntington Beach. Accessed November 11, 2026
  28. Scrub a Dub Dive Service. Scrub a Dub Dive Service - Hull Cleaning. Accessed November 11, 2026
  29. Peninsula Dive Services. Peninsula Dive Services - Underwater Services. Accessed November 11, 2026
  30. Bay City Dive. HULL CLEANING PRICING | Bay City Dive. Accessed November 11, 2026
  31. LH Marine (Lowell Harrison). Hull Cleaning | Hull Cleaning Dive Service | San Francisco Bay Area. Accessed November 11, 2026
  32. Poseidon Boat Services. Pricing — Poseidon. Accessed November 11, 2026
  33. Cook Precision Diving. Zinc Replacement Service - Cook Precision Diving — Cook Precision Diving. Accessed November 11, 2026
  34. The Hull Master. Zincs - The Hull Master. Accessed November 11, 2026